5617 Flagstone Trl Palmetto, FL 34221
Your savings
About this home
Short Sale. Better than new and move-in ready! Built in 2023, this beautifully upgraded 3-bedroom, 2-bath D.R. Horton home offers 1,459 sq. ft. of modern living in a thriving Palmetto community. From its smart-home technology to its stylish finishes, every detail has been thoughtfully designed for comfort and convenience. The open-concept floor plan is perfect for entertaining, featuring a spacious kitchen with granite countertops, stainless steel appliances, and an oversized island that flows seamlessly into the living and dining areas. The primary suite offers a relaxing retreat with a walk-in closet complete with built-ins and a luxurious en-suite bathroom with dual vanities. Enjoy added peace of mind with an Alexa-integrated smart system and ADT security. Step outside to a private, fenced backyard with a covered lanai and no rear neighbors—your ideal spot for morning coffee or evening gatherings. Located in the final phase of development, now is the perfect time to invest in this growing neighborhood. Furniture is negotiable—just bring your suitcase! Don’t miss your chance to own this exceptional home—schedule your private showing today!
Source: STELLAR #TB8352065
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.