562 Welsh Cir Colorado Springs, CO 80916
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About this home
Fully remodeled gem where no detail has been overlooked. This 4-bedroom, 4-bathroom home boasts modern updates throughout, including brand new LVP wood plank flooring on the main level and waterproof stone-look LVP in all bathrooms. Fresh interior and exterior paint give the home a crisp, modern feel, while new carpet adds comfort and warmth to the upper and lower levels. Two fireplaces with designer finishes elevate this home to a new level. Enjoy vaulted ceilings in the front living room, creating an airy and inviting entrance or use this space for a breath-taking dining room. The kitchen is a designer’s dream, featuring quartz countertops, butcher block island, brand new stainless steel appliances, sleek black hardware, and an open layout that flows seamlessly to the expansive back deck. From the large back deck, you can enjoy Colorado sunsets and views of the Pikes Peak range. Quite possibly the best views in the neighborhood. Upstairs, the spacious master suite offers stunning mountain views, a private sitting area with built-ins and a cozy gas fireplace, and a luxurious en-suite bath complete with a double vanity, separate shower, and free standing soaking tub. Two additional bedrooms and a full bathroom complete the upper level. The walk-out basement includes a large additional bedroom, a full bathroom, and tons of storage space—perfect for guests or multi-generational living. Imagine watching the sunset from your oversized deck and take in unobstructed views of Pikes Peak and Cheyenne Mountain—your own slice of Colorado paradise. Don’t miss this turnkey home with elevated style, space, and breathtaking scenery.
Source: PPMLS #2688574
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.