$399,900

563 Bee Tree Ln Mars Hill, NC 28754

$1,738/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to the exclusive, gated community of Wolf Laurel, where year-round adventure meets mountain tranquility. This beautifully updated 3-bedroom, 2-bath home offers the ideal balance of comfort, style, and natural beauty in the heart of Western North Carolina. Lovingly cared for and recently refreshed, this home boasts a new roof (2025), new fireplace insert with thermostat and remote, remote-controlled baseboard heaters, a freshly serviced septic system (2024) with convenient access risers, and beautiful new laminate wood floors, to name just a few of the many improvements. Inside, a large, open kitchen with stainless steel appliances connects seamlessly to a bright and inviting great room with a cozy fireplace, creating the perfect spot to gather with family and friends after a day of mountain adventures. Offering both comfort and separation, the split-bedroom layout features an upper-level primary suite with a private full bath, and two secondary bedrooms with an additional bath thoughtfully positioned on the main floor. Start your mornings on the screened-in porch just off the kitchen, coffee in hand, as the mountain mist rolls through the trees. Later, stretch out on the wrap-around porch and deck, where the scent of pine and the sounds of the forest remind you you’re truly home in the mountains. Whether you’re seeking a short-term rental opportunity, a vacation retreat, or a permanent residence, this home offers endless possibilities. Right inside the gates, Hatley Point Ski Resort (extra fees apply) offers renovated slopes. For those who love to wander, Wolf Laurel boasts two access points to the Appalachian Trail and endless opportunities for hiking. Wolf Laurel’s amenities create a true resort-style experience, with access to: A heated swimming pool, tennis, and basketball courts, Playgrounds, & social events. The Wolf Laurel Country Club, offers golf and a fitness center (membership required)

3 bedroom
3 bathroom
1,642 sqft
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Single Family
Built in 1982
Fireplace

Source: CANOPYMLS #4317356


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 05, 2025 06:31 pm
Listing agent: Monica Cook (828) 231-1598
Listing provided courtesy of: BHGRE Integrity Partners (828) 237-1793
Details provided by CANOPYMLS and may not match the public record.
MLS ID: #4317356
Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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