5631 Coldstream Ct Jacksonville, FL 32222
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About this home
Welcome to this beautifully maintained 5-bedroom, 3 Full bathroom home tucked away in a quiet cul-de-sac in Jacksonville's desirable Westside, just minutes from Bent Creek Golf Club. This home will surely check off all of the boxes for all of your family needs. Designed for both everyday living and entertainment, this home offers generous square footage, functional living spaces, and standout outdoor amenities including a screened-in pool and outdoor kitchen! Inside, you'll find a traditional split floor plan featuring a welcoming foyer, a formal dining room, and a separate dedicated office or flex space — perfect for remote work, study, or a hobby room. The kitchen offers stainless steel appliances, ample cabinetry, and a breakfast nook overlooking the backyard. It opens to a cozy family room, creating a warm and connected living space without sacrificing privacy. Upstairs includes a full guest suite with private bathroom, ideal for visitors or multi-generational living. Step into the primary suite and be prepared to blown away!!! Three oversized closets, dual vanities, oversized bath tub and walk in shower. Not to mention the impeccable view Step outside to your private retreat a screened-in pool and covered patio, complete with a built-in outdoor kitchen, perfect for summer gatherings, barbecues, or relaxing evenings at home. The fully fenced backyard adds peace of mind for children and pets. !!! You have to see for yourself!!
Source: REALMLS #2101207
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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