5640 Silver Sun Dr Apollo Beach, FL 33572
Your savings
About this home
Improvement, $5,000 Buyer's' concession towards a rate buy-down or closing cost with a reasonable offer! Stunning David Weekley Kingsbridge Model! Welcome to this elegantly designed move-in ready corner property offering both privacy and an expansive outdoor space. Thoughtfully crafted with comfort and convenience in mind, this home features a tandem garage, providing extra room for vehicles, storage, or hobbies. Step inside to discover a bright open-concept floor plan that blends style and functionality. The gourmet kitchen is a chef’s delight with a reverse osmosis system, upgraded faucet, whole-house water softener, and brand-new dishwasher, all designed to make daily living effortless. The spacious living areas are perfect for entertaining, filled with natural light and opening seamlessly to the lanai, complete with a gas hookup for outdoor grilling and gatherings. The primary suite is a true retreat, enhanced by a custom closet system and a designer accent wall that adds character and elegance. Additional upgrades include a wired security system, smart home touchpad control center, ground outlet, beautifully landscaped including professionally installed privacy hedges, and more, ensuring both comfort and peace of mind. Located in the highly sought-after Waterset community, you’ll enjoy access to resort-style amenities including multiple pools, state-of-the-art fitness centers, scenic walking and biking trails, dog parks, playgrounds, sports courts, and a welcoming community café. With its prime location, extensive upgrades, and lifestyle-driven amenities, this home offers everything you’ve been searching for. Schedule your private tour today and experience Waterset living at its finest!
Source: STELLAR #TB8425295
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.