5648 United Ct Gulf Breeze, FL 32563
Your savings
About this home
Beautifully maintained 2020-built Craftsman-style home located in the heart of Gulf Breeze. This residence perfectly blends modern comfort, energy efficiency, and timeless design all within one of the area's most desirable communities.From the moment you arrive, the home's inviting curb appeal and well-kept landscaping set the tone for what's inside. Step through the front door into a bright and open living space highlighted by a striking tray ceiling that adds height and character. The seamless flow between the living, dining, and kitchen areas creates an airy, comfortable layout ideal for both everyday living and entertaining. The kitchen is a true showpiece perfectly situated in tandem with the living room to help blend the everyday family lifestyle and hosting into one. With 36-inch upper cabinets, soft-close dovetail drawers, sleek black and stainless appliances, and ample counter space for meal prep or casual dining. Whether you're cooking for the family or hosting guests, this kitchen delivers both function and style. The master suite offers a peaceful retreat at the end of the day, complete with its own elegant tray ceiling and a generous walk-in closet. The ensuite bathroom combines modern luxury with practicality, featuring a double vanity, a garden tub with shower, and high-end finishes throughout. Two additional bedrooms provide flexibility for a growing family, guests, or a home office. Outside, the expansive 0.27-acre lot gives you room to enjoy Florida's outdoor lifestyle. There's plenty of space for barbecues, play areas, or even adding a pool in the future all while maintaining an easy-to-care-for yard. The quiet cul-de-sac location provides privacy and a safe environment for families, while still being just minutes from schools, beaches, restaurants and more. This Home offers the perfect combination of style, comfort, and function in a home that feels brand new. Whether you're a first-time buyer, a growing family, or looking to downsize into something modern and manageable, this Gulf Breeze gem checks every box.
Source: EMERALDCOAST #988254
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.