5650 Bergeson Way Cumming, GA 30028
Your savings
About this home
This charming private cul-de-sac beauty shows like a model home and features a thoughtfully designed layout that blends comfort and style in every corner. As you step inside, you're greeted by an inviting foyer that opens to a spacious, open-concept living area—seamlessly connecting the fireside family room, a light-filled dining space with a view of the private backyard, and a very inviting pretty kitchen. This kitchen is a chef’s delight, complete with stainless steel appliances, Direct venting of the microwave, abundant cabinetry, a generous pantry, and a convenient island perfect for entertaining. A formal dining room offers flexibility and could easily serve as a stylish home office. The primary suite, located on the main floor, is a private retreat with a spa-like bathroom, walk-in closet, and serene views of the flat, private backyard. A versatile secondary bedroom is also on the main level with easy access to a full bathroom and nearby linen closet. Upstairs, a spacious loft provides an ideal space for entertaining, relaxing or creation of a workspace and a third bedroom and an additional full bathroom and attic storage space. Loads of storage in this relaxing home. Thoughtful upgrades upgraded kitchen cabinets, upgraded White granite, engineered hardwood floors throughout the main floor. Other upgrades include a whole-house dehumidifier, comprehensive water filtration system, and a reverse osmosis filter at the kitchen sink as we know Plastics in water are becoming a huge concern this system removes 99% of micro-plastics in water! Every detail has been carefully considered in this sweet, move-in-ready home. Quick access to GA 400, minutes from Lake Lanier, find deals at the high-end shops at the North Georgia Premium Outlets. Excellent Forsyth County Schools! Matt Elementary, Liberty Middle and North Forsyth High! This is the perfect place to call home! Preferred lender offering 2k towards closing costs and Seller is offering 2500 towards seller paid closing costs or rate buy down! This lot is very private. No noise from the highway or neighborhood traffic as it is located on a culdesac!
Source: FMLS #7564118
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.