5666 Spriggs Meadow Dr Woodbridge, VA 22193
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About this home
Welcome to your dream home in the sought-after community of Hope Hill Crossing! This stunning 5 bedroom, 4.5 bath colonial perfectly blends timeless style with modern functionality and is truly move-in ready. The charming front porch invites you inside to a bright, open, versatile floor plan filled with natural light. Gleaming hardwood floors and elegant moldings flow throughout the main and upper levels, creating a sense of warmth and sophistication. Just off the foyer, a spacious study with a wall of windows provides the ideal work-from-home space. The formal dining room off the kitchen makes entertaining guests a breeze. At the heart of the home is an impressive gourmet kitchen offering granite countertops, a tile backsplash, gathering sized center island with breakfast bar, under-cabinet lighting, recessed and pendant lighting, gas cooking, and stainless steel appliances. The sunlit breakfast area opens to an incredible covered porch, deck and patio complex overlooking the perfectly manicured lawn—enjoy a morning cup of coffee or evening gatherings. The inviting family room, complete with a cozy gas fireplace, is the ideal spot to unwind after a long day. Upstairs, the expansive primary suite is a true retreat featuring not one but two bedroom-sized walk-in closets with custom closet systems, and a luxurious en suite bath. Three additional oversized bedrooms—one with a private bath and two sharing a Jack and Jill bath– along with a convenient upper level laundry room complete this level. The finished walk-out basement is an entertainer’s dream! Enjoy movie nights or game days in the spacious recreation room with a built-in wet bar. A fifth bedroom with walk-in closet and full bath makes the perfect guest or in-law suite, while a large unfinished area offers abundant storage space. Step outside to the stamped concrete patio with an entertainment area pre-wired for an outdoor TV. Additional features include an oversized two car garage, brand new dishwasher, whole-home water filtration system (a $13K upgrade), electronic air filtration system, inground sprinkler system, universal EV charging outlet, and built-in shed under the deck. Located just minutes from the 234 bypass and 5 miles to I-95, this home offers easy access to shopping, dining, and commuting routes. You’ll love being less than 1 mile from Kyle Wilson Elementary and Staples Mill Shopping center. The community also includes tons of great amenities including a pool, rec center, tot lots, walking trails, and multi-use sport courts. Experience the perfect blend of convenience and comfort with this exceptional property! Welcome home!
Source: BRIGHT #VAPW2105400
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.