5668 Als Way Milton, FL 32583
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About this home
Your Coastal Paradise awaits you in Milton FL! This exceptional 4-Bedroom, 3- Bath, plus an office offers a split floor plan and an open concept spacious living area with vaulted ceilings and home is situated on 0.45 acre lot. The kitchen is a chef’s dream with granite countertops, ample cabinet storage , two pantries and a center island with its own sink. The large primary suite offers a private escape with tray ceilings and a spacious en-suite with two walk in closets, garden tub , walk in tiled shower, and double vanity with granite countertops. A separate wing features 3 bedrooms and 2 baths offering plenty of room for family or guests. The large sunroom is heated and cooled that leads onto an oversized patio and fenced backyard with an irrigation system, mature landscaping , 2 sheds and plenty of room for a pool! Community Perks for Holiday Acres subdivision includes deeded access to Escambia Bay with a dock and boat launch , gazebo with a picnic area and a fish cleaning station located just around the corner from the home. Schedule your private tour today and make this dream home yours.
Source: PENSACOLA #672168
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.