56695 Cain Rd Anza, CA 92539
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About this home
Country living close to the city with NO HOA! Welcome to your retreat nestled in the heart of Anza! Pull into this fully fenced and Electronic Gate impressive combined 7-bedroom, 3-bathroom stick-built home sits majestically on an expansive approximate 5-acre lot, offering the ultimate in luxury and serenity. 2 Home in one! Step inside the main house boasting 4 bedrooms and 2 baths to discover a master bedroom sanctuary featuring an expansive walk-in closet with built-in shelving. The kitchen exudes elegance with French doors and gleaming granite countertops, seamlessly extending into both bathrooms for a harmonious design. Adjacent to the main house, a separate dwelling with its own entrance awaits. This space features 3 bedrooms and 1 bath, perfect for hosting gatherings with its built-in bar and spacious dining area accented by two-story ceilings and floor-to-ceiling bay windows. Step outside to your personal oasis, complete with a fully stocked "POND", and two outdoor cabanas. Enjoy acres of mostly flat, usable land, perfect for Horses, livestock and animals. Private hiking trails through the lush landscape. Plenty of room is available for horses and storage for business owners with equipment. A private gate at the entrance and fully fenced perimeter ensures security and privacy for you and your loved ones. Conveniently situated close to town yet secluded behind a protective hill, this property offers a peaceful and tranquil environment without compromising on accessibility. Indulge in the joy of harvesting fresh fruit from the numerous peach, apricot, and apple trees scattered throughout the landscape, complemented by mature pine, flowering crabapple, and flowering plum trees. Great water pressure with private well! 20 minutes to Wine Country Temecula and 35 minutes to Palm Desert! Don't miss out on this extraordinary, one-of-a-kind property. Schedule your showing today and turn your dream home into a reality! This is a must see to truly appreciate the home and surroundings.
Source: CRMLS #SW25104045
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.