567 Hickman St Myrtle Beach, SC 29575
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About this home
Welcome to 567 Hickman Street, a thoughtfully upgraded home in the heart of Belle Mer. This Graham-COL (Coastal Elevation) offers three bedrooms, two bathrooms, a study, and a flowing open-concept layout filled with natural light. At the center is a gourmet kitchen featuring soft-close drawers and cabinets, granite countertops, a wine rack and glass cabinet upgrade, pendant lighting, stainless steel Whirlpool appliances including a wall oven, wall microwave, and an upgraded refrigerator. A marble tile backsplash and bold hexagon accent tile on the island were added after construction, adding both character and style. The primary suite features a tray ceiling, a bay window, a spacious zero-entry frameless tiled shower, and a walk-in closet with direct access to the laundry room. The home includes coffered ceilings in the dining room, vaulted ceilings in the great room, RevWood flooring in the main living areas, ceramic tile in the bathrooms and laundry, and upgraded carpet in the secondary bedrooms. A custom pantry with wood shelving was enhanced with a fifth shelf after the build. Custom roll-out shelving was added to the top cabinetry for easier access. Post-construction upgrades include: a split HVAC unit in the sunroom, remote and app-controlled Hinkley ceiling fans in both the sunroom and family room, built-in blinds in the sliding glass doors, storm doors at the sunroom and front entry, a floored and lit attic for storage, and a electrical sub-panel. Concrete was added to expand the patio and create a designated spot for trash bins. A fenced backyard with two gates was also added, along with a French drain and full irrigation system controlled by the app Rain Bird. Plumbing is located behind the wet bar for future use, and natural gas is already connected at the rear of the home for outdoor grilling or heating. This home sits on a peaceful lake lot and is conveniently located just five minutes from Target, Trader Joe’s (coming fall 2025), Walmart, Lowe’s, Dunkin, Starbucks and more. Belle Mer offers a pool, clubhouse, fitness center, sidewalks, weekly trash pickup, and is less than two miles from the beach. This home has not only been cared for with intention... it looks and feels brand new.
Source: MYRTLEBEACH #2515775
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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