5670 Bob White Trl Mims, FL 32754
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About this home
Nestled on a beautifully landscaped 0.76-acre lot, this well-maintained 3,380 sq. ft. brick home was constructed in 1995 & boasts 5 bedrooms & 3.5 baths. The property is equipped with an invisible fence for pet safety (one large dog collar included) & offers fantastic outdoor spaces, including a heated saltwater pool (featuring a 2023 Hayward pump), a 2022 Thermo spa jacuzzi, & a new outdoor fire pit area perfectly positioned to overlook the serene pond. The layout includes a convenient guest suite (the 5th bedroom) located above the expansive four-car garage. The main house offers 4 bedrooms, with one thoughtfully converted into a new gym, including an elliptical, weight bench, & weights in the sale. Recent interior upgrades include a kitchen remodeled in 2018 with granite countertops, a brick backsplash, & sleek black stainless-steel appliances, as well as a primary bath remodeled in 2025 & a hall bath remodeled in 2021. For added convenience, the RV amp has been upgraded to 50.
Source: BREVARDMLS #1043197
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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