568 Seabright Ave Grover Beach, CA 93433
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About this home
Welcome to 568 Seabright, a charming coastal retreat just blocks from the ocean. This beautifully updated 2-bedroom, 1-bath beach bungalow offers 924 square feet of light-filled living space, blending modern comfort with timeless coastal style. Inside, the inviting living room showcases vaulted beam ceilings and a large picture window that fills the home with natural light, while LVP and tile flooring flow seamlessly throughout. The modern kitchen features quartz countertops, white cabinetry, stainless steel appliances, and stylish new fixtures—creating a fresh, functional space perfect for everyday living or entertaining. The indoor laundry room adds convenience with a sink and matching front-load Samsung washer and dryer. A remodeled bathroom includes a sleek vanity, tile shower/tub combo, and built-in linen storage. Frosted glass closet doors, ceiling fans, and double-paned vinyl windows with custom coverings add thoughtful finishing touches throughout. Step outside to your private, fully fenced backyard oasis. A custom concrete patio is ideal for alfresco dining or cozy evenings by the fire, complemented by a pergola with a swinging bench, café lights, and raised garden beds surrounded by lush landscaping. An outdoor shower and storage shed provide plenty of room for surfboards and beach gear, while the gated entry enhances privacy and security. With its unbeatable location just blocks from the sand, 568 Seabright offers the perfect blend of coastal charm and modern convenience. Furnishings may be purchased separately - making it even easier to move right in and enjoy your new beach lifestyle.
Source: CRMLS #PI25248157
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.