5687 Whispering Willow Way Fort Myers, FL 33908
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About this home
Welcome to 5687 Whispering Willow Way, a beautifully maintained 4-bedroom + den, 3-bathroom residence offering refined comfort, smart upgrades, and the best of the Southwest Florida lifestyle — all nestled in Emerson Square, one of Fort Myers' most sought-after communities. From the moment you arrive, this home impresses with lush landscaping, a brand-new tile roof (2024), and an inviting layout that effortlessly balances elegance and functionality. Step inside to discover soaring vaulted and tray ceilings, an abundance of natural light, and an open-concept design ideal for both entertaining and everyday living. Unwind in the expansive living room with custom built-ins, which opens directly to the lanai for seamless indoor-outdoor living. Step outside to your private slice of paradise — featuring a custom-designed saltwater pool and spa with brand-new equipment, an auto-fill system, extended-height pool cage, and a convenient pool bathroom. Enjoy sweeping lake views and unforgettable sunsets thanks to the desirable SOUTHWESTERN exposure. The heart of the home features a chef-inspired kitchen with granite countertops, stainless steel appliances, a central prep island, and multiple dining areas — including a breakfast bar, a sunlit in-formal dining area with lake views, and a formal dining room with architectural detail. The luxurious Primary Suite offers private pool access, dual closets with one walk-in designed by California Closets, and a spa-like, in-suite bathroom featuring a standalone soaking tub, walk-in shower, and dual vanities. The thoughtfully designed split floor plan includes generously sized guest bedrooms, most with custom California Closets, ensuring both privacy and convenience. While the versatile Den/Office easily transforms into an additional guest retreat, complete with a soft-close Murphy bed and custom built-in shelving. Additional highlights include Transferable Flood Insurance Policy, a brand-new A/C system with a 2-year maintenance plan, an advanced Ion Purification System integrated into the ductwork for superior air quality, Hurricane Impact Windows, Doors & a Storm Smart Shutter System provides storm safety, shade & can act as a pool fence, a spacious in-residence laundry room with pedestal drawer storage under the washer/dryer, an attached 2-car garage with workshop space, and a freshly power-washed and sealed paver stone driveway for lasting curb appeal. As a resident, enjoy access to the community clubhouse, complete with an additional resort-style pool and recreational facilities including a fitness room — perfect for socializing, staying active, or relaxing close to home. Just minutes from white-sand beaches, upscale dining, premier golf courses, and world-class shopping, this home offers a rare combination of luxury, location, and lifestyle. Refined. Radiant. Ready for you. Schedule your private showing today — and step into your Southwest Florida sanctuary.
Source: FORTMYERS #225046403
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.