570 Emory St Imperial Beach, CA 91932
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About this home
Welcome to coastal living in Imperial Beach! This stunning new-construction modern two-story home offers the perfect blend of style, comfort, and functionality. Featuring three spacious bedrooms and two and a half baths, this home showcases an open-concept living area filled with natural light, a modern kitchen with granite countertops, and high-end stainless steel appliances including an electric stove, microwave, refrigerator, dishwasher, and washer/dryer. The kitchen also includes a spacious walk-in pantry, perfect for extra storage and organization. The versatile downstairs front room can serve as a home office, gym, or meditation space. Upstairs, the luxurious primary suite accommodates a California king bed and offers two closets, a sitting area, dual sinks with generous storage, a soaking tub that retains heat, and a large walk-in shower with skyline views of San Diego. The additional bedrooms provide ample space and share a well-appointed hall bath. Energy efficiency and comfort come together with a whole-house attic fan to help cool the home during the warmer months. Outside, enjoy a private fenced backyard featuring a wooden patio with sitting area and a wrap-around patio for additional storage. The yard also includes mature pomegranate and walnut trees, adding a touch of natural beauty to your outdoor retreat. A two-car garage with driveway and street parking provides plenty of space for vehicles, while the home’s thoughtful layout ensures modern convenience throughout. Ideally located just one mile from the beach, within walking distance to schools, local restaurants, pubs, coffee shops, and The Strand walking and biking path. You’ll also love the proximity to the Bayshore Bikeway, South Bay Bayfront, and easy access to the 5 and 805 freeways—just 10 miles to Coronado. Experience modern coastal living at its finest in this beautiful Imperial Beach home—perfect for families, professionals, or investors seeking comfort, convenience, and long-term value.
Source: CRMLS #SW25251836
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.