5701 Fairvista Dr Charlotte, NC 28269
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About this home
Welcome Home to Highland Creek – Charlotte’s Premier Golf & Nature Community Perfectly located across from Highland Creek’s main recreation complex, this refined 5-bedroom, 3-bath home offers the ideal blend of comfort, style, and convenience. Enjoy pools, tennis and basketball courts, playgrounds, and miles of scenic walking trails—all just steps from your front door. Set along Fairvista Drive’s quiet, wooded curve, the property overlooks a protected nature preserve, providing privacy and tranquil views rarely found in the city. Inside, you’ll find an open-concept floor plan with oak hardwood floors, tall windows, and soft neutral colors throughout. The chef’s kitchen features quartz countertops, stainless steel appliances, marble backsplash, and a large island—perfect for cooking and entertaining. The private home office behind French doors is ideal for remote work or study. Upstairs, the primary suite feels like a retreat with a tray ceiling, peaceful preserve views, and a spa-style bathroom featuring a glass shower, soaking tub, and dual vanities. Four additional bedrooms offer flexibility for guests, a media room, or a creative space. Step outside to a 1,000-square-foot covered terrace with a pergola, paneled ceiling, and dual ceiling fans—creating a year-round outdoor living space for dining, entertaining, or relaxing under the Carolina sky. The fenced backyard opens to wooded serenity. The climate-controlled garage adds versatility as a home gym, studio, or workshop, maintaining comfort in every season. Highland Creek offers a championship 18-hole golf course, five community pools, tennis and basketball courts, and lush greenways connecting the neighborhood. Prime Location • Modern Finishes • Move-In Ready • A Must See!
Source: CANOPYMLS #4311883
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.