5712 Red Fish Ct Belton, TX 76513
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About this home
Move-In Ready in Three Creeks! 1% Lender Credit Available Now move-in ready and ready for a quick close, this beautiful two-story home in the highly desirable Three Creeks community combines modern finishes, functional space, and the outdoor lifestyle Belton is known for. Zoned to top-rated Belton ISD schools, this home offers 5 spacious bedrooms, 3.5 bathrooms, and a versatile upstairs game room—perfect for family movie nights, home workouts, or a dedicated play space. The main-floor owner’s suite provides privacy and comfort with a spa-inspired bathroom, double vanity, and large walk-in closet. The open-concept kitchen showcases granite countertops, custom cabinetry, and a super-sized walk-in pantry—ideal for anyone who loves to cook, entertain, or simply stay organized. Luxury vinyl plank flooring flows throughout the main living areas, with durable tile in all bathrooms. Outside, enjoy the home’s striking stone-accented elevation, manicured landscaping, and fully fenced backyard—ready for pets, playsets, or outdoor gatherings. The oversized 2-car garage and extended driveway offer plenty of parking and storage options. Located minutes from Stillhouse Hollow Lake, Chalk Ridge Falls, and miles of neighborhood trails, Three Creeks is one of Belton’s most sought-after communities—where families thrive and nature is right outside your door. To make this opportunity even sweeter, an optional 1% lender credit when using the preferred lender. Don’t wait—homes like this go fast in Three Creeks! Contact us or your favorite REALTOR® today to schedule a private showing and make this move-in-ready beauty your next home.
Source: CENTRALTEXAS #581921
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.