5717 Braddock Ct Atlanta, GA 30350
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About this home
Welcome to 5717 Braddock Ct – a classic, elegant home designed for comfort, style, and convenience! Nestled on a quiet cul-de-sac, this spacious residence sits on a generous half-acre lot, offering plenty of room to enjoy the outdoors. Inside, the thoughtful layout is filled with natural light. The inviting kitchen features a charming breakfast nook, while the adjoining sunroom is perfect for year-round relaxation. A cozy den with fireplace creates the ideal spot to unwind, and the separate dining room and spacious living room makes entertaining family and friends effortless. Upstairs and throughout the home, you’ll find ample closet space to keep everything organized. The semi-finished basement includes an extra bathroom, offering flexibility for a guest suite, home office, or recreational space. Additional highlights include a spacious two-car garage, a whole-house generator for peace of mind, lots of parking, and the benefit of no HOA. Located in a top school district with shops and parks nearby, this home blends functionality with timeless style in a prime location ...
Source: FMLS #7658952
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.