5726 Dunridge Dr Milton, FL 32571
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About this home
This immaculate, like new and beautifully maintained 3-bedroom, 2-bath, one story home is in the desirable gated Stonechase Subdivision, just steps away from the community park. Built in 2022, by Celebrity Builders, this Gaslight floor plan blends modern amenities with thoughtful design and attractive finishes. A welcoming covered front porch leads into the entry foyer with a formal dining area opening up to the spacious, vaulted-ceiling Great room. The well-appointed kitchen features new Quartz countertops, a breakfast bar and stainless steel, ENERGY STAR(r) appliances. A generously sized Primary Suite features a spa-style ensuite bathroom with a double granite topped vanity, large shower and roomy walk in closet. Two additional bedrooms down the hallway, share a full guest bathroom. French doors lead to the covered back patio and the pretty, professionally kept yard with sprinkler system, which will make your morning coffee and evening cocktails a pleasure! The Solar panels will give you BIG savings year-round, whilst whole home Gutters, Fabric Hurricane shutters and a two-car garage with finished Epoxy flooring complete the package. This home offers an excellent combination of modern design and energy-efficient comfort and a quiet, gated-community in the highly rated PACE School district and offers an ASSUMABLE LOW RATE VA loan at 2.75% to qualified VA buyers! Don't miss the opportunity to make this lovely craftsman home your own.
Source: EMERALDCOAST #982278
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.