5727 Keaton Springs Dr Lakeland, FL 33811
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About this home
Welcome home! This home was built in 2020 and is just like new! You will immediately love the recently updated landscaping, which enhances the home's curb appeal. As soon as you walk through the front door, you are greeted by a long entrance hallway with a stylish accent wall and beautiful light fixture that brightens this space and makes sure your guests feel welcomed. Brand new vinyl plank flooring is found in all bedrooms except the primary. This flooring ensures easy maintenance and durability. Each bedroom is also equipped with already installed ceiling fans and spacious closets. The living area provides the perfect place for entertaining family and friends. The open concept ensures you will always feel at home in this space and that your guests always feel welcomed. Also included in the living area is a beautiful accent wall, which adds both character and warmth. The kitchen boasts dark cabinetry, a large kitchen island, and plenty of counter space, making it the perfect place for cooking and entertaining. Blinds are installed throughout the home for both convenience and privacy. The primary bedroom is very spacious and features an en-suite bathroom with a double-sink vanity, private water closet, huge walk-in closet, plus an additional linen closet. This home is ideally located just a few houses down from the sidewalk that leads directly to the community pool, playground, and dog park, offering easy access to the community's amenities. Not only is this house truly amazing, but so is the community! The Riverstone community features sidewalks for taking strolls, TWO community pools, playgrounds, benches along the lakes/ponds, a clubhouse, and even… a DOG park! Riverstone is a highly desirable community in a great location! It is about 2 miles from Publix and close to Lakeside Village as well. Residents of the community always look forward to the annual SUN 'n FUN airshow that takes place across the street. Being able to watch the airshow in the comfort of your own yard is definitely a major perk that always brings the community together. Call today to make this house your home!
Source: STELLAR #L4955501
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.