5727 Miriam Dr Forney, TX 75126
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About this home
***SELLER WILL PAY TITLE INSURANCE POLICY WITH THE USE OF THEIR TITLE COMPANY*** Rare 1-Story 5-Bedroom Gem Across from Park & Trails! This move-in ready home offers an exceptionally functional layout with 5 bedrooms and 3 full bathrooms, featuring split bedrooms in pairs for maximum privacy—2 near the front, 2 in the middle, and a spacious primary suite at the back. The huge primary retreat includes a sitting area perfect for an office or reading nook, plus a large walk-in shower and walk-in closet. You’ll love the open-concept living and dining area, anchored by a beautiful kitchen with a gas range, island with breakfast bar seating, and even a built-in glass cleaner. Durable LVP flooring flows throughout the main living spaces, complemented by abundant natural light and striking coffered ceilings in the entryway. Step outside to a large backyard with a covered patio and extended concrete patio complete with outdoor TV, fan, and lighting—perfect for entertaining. Across the street, enjoy a massive park with trails, a basketball court, and soccer fields. The 2-car garage features a 220V outlet and plug, ideal for EV charging or powering large appliances. Exterior cameras convey with the home. Community includes pool, clubhouse, gym, fishing pond, playground and more!
Source: NTREIS #21031536
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.