573 Empire Rd Florissant, CO 80816
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About this home
Nestled in the heart of picturesque Colorado Mountain Estates in Florissant, this exceptional home perfectly captures the beauty and serenity of mountain living. Set on two expansive acres, this property offers the ultimate blend of space, privacy, and breathtaking natural surroundings. Whether you’re sipping coffee on the deck or soaking in the panoramic views, every moment here invites relaxation and awe. Inside, this thoughtfully designed ranch-style home features a bright and open floor plan with three bedrooms and two bathrooms. The spacious kitchen is a chef’s dream, complete with beautiful cabinetry, granite countertops, and all appliances—perfectly blending style and functionality. The open-concept layout seamlessly connects the kitchen, dining area, and family room, creating a warm and inviting atmosphere for everyday living and entertaining. The private master suite is a true retreat, offering a large walk-in closet and a spacious bathroom—an ideal spot to unwind after a day spent exploring the great outdoors. Adding to the home’s appeal is a modern solar system, promoting energy efficiency and sustainability. The property is also equipped with a well and septic system, ensuring convenience and self-sufficiency. This remarkable home is more than just a place to live—it’s a lifestyle. Surrounded by nature’s beauty and offering unparalleled comfort and peace, every day feels like a retreat. Experience mountain living at its finest—schedule your showing today!
Source: PPMLS #2946436
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.