5740 Country Squire Dr Milton, FL 32570
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About this home
Welcome to your dream retreat! This beautifully updated 4 bedroom, 3.5 bath home is perfectly situated on over 3 peaceful acres in the scenic countryside of Milton, offering the space, privacy, and tranquility you've been looking for. Step inside to a bright, open interior showcasing all new flooring and fresh paint throughout, with no carpet anywhere for easy maintenance and a clean, contemporary feel. Designed with flexibility in mind, this home features two spacious primary suites, making it ideal for multi-generational living, guest accommodations, or a private retreat. Featuring new countertops, new cabinetry, and new stainless-steel appliances, this kitchen offers a fresh, modern feel with plenty of space to cook, gather, and entertain. A spacious butler’s pantry adds extra storage and prep space; perfect for keeping the kitchen clutter-free while hosting or everyday living. Exterior amenities abound, including an attached garage, a oversized 2 car detached garage, a large storage shed, and a versatile air-conditioned workshop ideal for hobbies, projects, or a home business. Car enthusiasts or RV owners will appreciate the metal RV cover with 30-amp service and additional carport cover. Enjoy space, privacy, and thoughtful upgrades in a location that balances rural tranquility with easy access to local amenities. This one-of-a-kind property is a rare find that checks every box, is move-in ready and is waiting for you! Home updates ensure efficiency and reliability: New roof (2020), HVAC system (2023), New windows (2017), Natural gas 24kW whole-house generator, Seamless Gutters
Source: PENSACOLA #669952
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.