57440 Airway Ct Yucca Valley, CA 92284
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About this home
Price Reduction - Motivated Seller! Gorgeous 3 Bedroom, 2 Bathroom Home with Views in One of the Most Coveted Areas of the Hi-Desert. Located on a cul-de-sac in the highly sought-after Western Hills Estates area of Yucca Valley and renovated with beautiful finishes, this wonderful home is sure to please. As you drive through the neighborhood, you'll realize why this area is so popular, passing by well-cared-for homes surrounded by stunning views of boulders and mountains in the background. Pulling into the ½-acre lot, you’ll notice a chic blue façade with white trim, a double garage door, and mature Joshua trees. A covered patio welcomes you as you stop to admire the phenomenal views of the cityscapes along with the majestic mountains. Stepping through the front door, you’ll find a character-driven floor plan featuring a stunning hand-painted mural, stylish wood laminate flooring, a tasteful color scheme, decorative shelving accents, and a beautiful fireplace that ties it all together. Designed with entertaining in mind, the upgraded and fully equipped kitchen is spacious, inviting, and stylish. It comes equipped with granite countertops, tasteful kitchen cabinets, and stainless steel oven and dishwasher! Just off the kitchen is the large dining room, which could easily be utilized as a den. Each guest bedroom has plenty of space, and the guest bath features wood tile flooring, a beautiful vanity, a full bathtub/shower, and a stylish mirror! Entering the large primary bedroom, you'll find a walk-in closet, a bay window, and a private bathroom featuring wood tile flooring, a chic vanity, a stylish mirror, and a full bathtub/shower! Can it get any better? Yes! The backyard has been transformed into a private sanctuary outfitted with privacy fencing, a covered patio, a NEW 20x30 cabana, and a NEW jacuzzi, making this space the perfect spot to host gatherings or enjoy all to yourself! Additional features include an upgraded electrical panel to 200A, a new 4-ton electric HVAC system, dual-pane windows, and more! Call today before this one is gone!
Source: CRMLS #JT25219183
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.