5752 Ping Way Schertz, TX 78154
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About this home
This lovely 3-bedroom, 2-bath residence offers 1,496 sq. ft. of comfortable living space, featuring numerous upgrades and recent updates throughout. Highlights Include: - Fresh paint throughout the entire house - Upgraded lighting fixtures - Surround sound system in the living room (stays with the house) - Gourmet kitchen with an island and granite countertops - Refrigerator included and stays with the house - Upgraded outdoor lighting - Updated window screens - Turf dog run in the backyard for your pets Community Amenities: - Pool and splash pads for fun and relaxation - Play area for children All the detailed upgrades are listed below for your convenience. This beautifully maintained home combines modern features with a friendly neighborhood environment. Don't miss the opportunity to make this your new home - schedule your showing today! - Custom solar shades on all windows (except sliding glass doors) - Fingerprint / code / keyless / RFID fob / or key front door entry deadbolt - Programmable key pad garage entry - Permanent doggie door with internal and external security panels - Professionally installed 10' x 33' pet turf dog run - 10' x 30' playground area with Vigoro rubber mulch nuggets (safest playground mulch) - 5' x 8' paver barbecue platform - Professionally installed cedar treated fence with two entry gates - Professionally installed (Jon Wayne) Clean Comfort HVAC UV Whole House Air Purifier - Professionally installed (Jon Wayne) Water Hardness Removal System with drain air gap protection, emergency water shutoff, quarterly salt delivery, and 5-year transferrable warranty - Govee sconce porch wall light with 45 Scene Modes; Alexa, Google Assistant and Matter enabled - Dusk to dawn decorative LED garage wall lanterns - Ring floodlight and security camera and video doorbell system - Active Brinks monitored security system with glass break sensor, door and window sensors with access fob and upgraded digital keypad - Active Taexx (HomeTeam) injectable built-in pest defense system - Built-in doggie / child gate in living room - Custom 2" faux wood embossed blinds on all windows - Custom granite kitchen island with pull-out spice racks and pot & pan pull-out storage - Custom pantry with soft-close doors and soft-close pull-out drawers - Under cabinet LED kitchen lighting - Surround sound system with Sony receiver in living room and primary bedroom - 6" Govee Smart Recessed lighting, wi-fi Bluetooth direct connect with 65 Scene Modes in hallway, entry and kitchen; Alexa, Google Assistant & Matter enabled - LG Smart Refrigerator, Whirlpool oven, Whirlpool dishwasher, and Whirlpool microwave convey
Source: SABOR #1870781
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.