576 Starlit Way Myrtle Beach, SC 29579
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About this home
Welcome to this exquisite 4 bedroom, 4.5 bathroom custom-built home located in Phase 1 of the highly sought-after Waterbridge community of Myrtle Beach SC. From the moment you enter through the herringbone-patterned foyer, the attention to detail is undeniable with crown molding flows throughout the home, complemented by elegant plantation shutters that add timeless style. The expansive open living area is anchored by a dramatic double tray ceiling and a cozy fireplace, creating a warm and sophisticated gathering space. The gourmet kitchen is a chef’s dream, featuring a smart double oven, a large center island, Blanco sink, walk-in pantry, and quartz countertops throughout. The Owner’s suite boasts an oversized walk-in closet, hallway, double vanity along with a fully tiled walk in shower. There is also two walk in tiled showers throughout the home. Additional highlights include a dedicated office, a spacious upstairs loft with two bedrooms and two full bathrooms, and a front room over the garage—perfect for storage or flex space. Outdoors, enjoy a remarkable screened-in back porch complete with a Napoleon grill and sink. The lot provides privacy and serenity, backing up to beautiful trees for a peaceful setting. Flooring includes durable ceramic tile on the main level and rich engineered oak hardwood upstairs, combining luxury with practicality. The home also features a 2-car garage with an additional slot for a golf cart or workshop, offering plenty of space for both vehicles and hobbies. Living in Waterbridge means you’ll also enjoy world-class community amenities, including a resort-style pool, clubhouse, fitness center, tennis and volleyball courts, fire pits, and boat storage with access to the community lake. With unmatched craftsmanship, thoughtful design, and an amenity-rich community, this home delivers the perfect blend of luxury and Lowcountry charm.
Source: MYRTLEBEACH #2523989
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.