577 Portside Dr North Port, FL 34287
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About this home
Discover your dream home at 577 Portside Dr., North Port, FL, nestled in the vibrant, pet-friendly, 55+ Harbor Isles community! VA LOAN IS ASSUMABLE AT JUST 3.5%. (OPEN TO NON-VETERANS). Financing available and Flood Insurance is transferable. No need to wait, this home is ready for you to move right into the best resort style community in all of Sarasota County. Manurfactured Home Financing Available/Application and Information included in documents. This move-in-ready, 2-bedroom, 2-bath manufactured home on owned land is a true gem, untouched by Hurricanes Debbie, Helena, or Milton. Built for durability, it features impact-resistant windows and doors, multiple tie-downs with stabilization on all corners of the crawlspace (meeting all stabilization codes), and a code-compliant carport with added four-rail support for peace of mind. Step inside to an open-concept living space with bamboo flooring flowing through the main living area, kitchen, and primary bedroom. The spacious living room is bathed in natural light, perfect for relaxing or entertaining guests. Adjacent, a versatile den/office space offers flexibility for your personal needs. The modern kitchen boasts ample cabinetry and a convenient layout, ideal for home chefs. The primary bedroom features bamboo flooring, an en-suite bathroom with new shower doors, dual sinks, and stylish tile flooring. Recent updates elevate this home’s appeal: re-piped in 2023, new gutters and drain spouts, a 2024 AC unit, Aero Seal thoughout the entire vent system, 4th rail structure for safety and durability and a 2025 30 GALLON STATE hot water heater with expansion tank ensure top-notch condition. Additional upgrades are detailed in available documentation. Outside, embrace Florida living with a screened lanai for year-round comfort and an open patio for soaking up the sun. A large storage room adds convenience. Most furniture stays, making your move seamless. Harbor Isles enhances your lifestyle with resort-style amenities, including a marina with direct Myakka River access, boat slips, a kayak/canoe launch, a fishing dock with cleaning station, and a scenic pavilion. Enjoy a temperature-controlled pool with Jacuzzi, a fully equipped fitness center with showers and sauna, tennis and pickleball courts, shuffleboard, bocce courts, horseshoe pits, and a golf practice net. The 24-hour gated community also offers a clubhouse, library, billiards room, and a variety of organized activities for an active, social lifestyle. Located near Venice Beaches, shopping, dining, and golfing, Harbor Isles is perfectly positioned for convenience and leisure. Schedule a tour today to experience this turnkey treasure in a premier waterfront community!
Source: FORTMYERS #225054911
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.