5772 Acorn Ridge Dr Paradise, CA 95969
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About this home
Welcome to Your Own Private Resort in the Heart of Paradise! Blending timeless craftsmanship with modern sustainability, this west-side Paradise retreat offers the ultimate in comfort, style, and energy independence. All framed by peaceful canyon views. Every inch of this thoughtfully upgraded home has been designed to elevate everyday living into a luxurious, resort-like experience. Step outside and discover a true backyard sanctuary. The heated natural designs saltwater pool with built-in spa and cascading waterfalls is fully controlled by the Pentair app, allowing you to adjust lights and water features right from your phone. The yard has been newly leveled, irrigated, and beautifully landscaped with lush sod, drip lines, fruit trees, and a stunning gazebo accented with flowing outdoor drapes. After a swim, relax in your wood-fired barrel sauna and enjoy the serenity of this perfectly curated outdoor space. Powered by a Tesla solar system with dual Power wall backup batteries, the home offers true energy independence and remarkable efficiency. All solar and electricity usage can be easily monitored and managed through the Tesla app, ensuring comfort, savings, and sustainability year-round. Inside, elegance and craftsmanship take center stage. Custom lime-washed walls with a Venetian plaster finish, 12-foot ceilings, and a grand entryway create a warm, welcoming atmosphere. The chef’s kitchen features premium ZLINE appliances, including a 36” range, wall oven, and generous counter space. Ideal for entertaining or quiet nights at home. The primary suite is a peaceful retreat with dual walk-in closets, a soaking tub, walk-in shower, and direct access to your backyard oasis. Perfectly located just minutes from shopping, parks, and a quick commute to Chico via Skyway. From the glow of the canyon sunsets to the peaceful rhythm of your private spa and pool, every moment here feels like a retreat. Thoughtfully designed for those who value comfort, connection, and sustainability, this property offers a rare blend of elegance and ease. Come experience the best of Paradise! Schedule your private tour today and see why this home truly stands in a class of its own.
Source: CRMLS #SN25235141
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.