58 Deals Cir S Woodbine, GA 31569
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About this home
Welcome to your dream home! This delightful 3-bedroom, 2.5-bathroom ranch-style residence, featuring classic wood siding, offers the perfect blend of comfort and convenience. Step inside and discover a spacious layout designed for modern living. The inviting living area, complete with a cozy fireplace, is perfect for relaxing evenings. The well-appointed kitchen boasts a convenient pantry for all your storage needs. Adding significant value and potential, there is approximately 400 square feet of unfinished attic space located directly above the kitchen area. This area is easily accessible via ladder but could be converted into a more permanent living space by adding a staircase, making it an ideal spot for a playroom, man cave, or home office. Enjoy the outdoors on your lovely front porch or entertain guests on the expansive back patio overlooking the fenced-in yard-ideal for pets, play, and privacy. Location is everything, and this home delivers! You'll be just minutes away from river access, perfect for outdoor enthusiasts. Plus, you're incredibly close to schools, a variety of dining options, and excellent shopping, making everyday errands a breeze. With a two-car garage, you'll have ample space for vehicles and storage. Don't miss the opportunity to make this charming ranch yours!
Source: GAMLS #10572950
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.