5800 Dartmouth Ave N Saint Petersburg, FL 33710
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About this home
Corner-Lot Oasis with Private Pool and Water-Saving Features in the Heart of St. Petersburg! Welcome to a beautifully updated 3-bedroom, 2-bathroom home with a 1-car garage, perfectly situated on a spacious and private corner lot. This move-in-ready residence captures the essence of Florida living, offering the perfect balance of indoor comfort and outdoor enjoyment. Step inside to find a bright, open layout with modern finishes, fresh interior paint, updated bathrooms, and a contemporary kitchen designed to inspire your inner chef. Every detail has been thoughtfully renovated to create a space that's both stylish and functional. Outside, you'll fall in love with your private backyard retreat featuring a sparkling swimming pool surrounded by lush, professionally landscaped gardens. The property also includes a private well with a brand-new pump, helping you save significantly on water bills while keeping your yard and garden green and beautiful year-round. Ideally located, this home puts you minutes away from some of St. Pete’s top attractions. Spend weekends exploring the famous Salvador Dalí Museum, biking along the scenic Pinellas Trail, or soaking up the sun at Fort De Soto Park. Plus, you're just a short drive to world-class beaches like St. Pete Beach and Clearwater Beach, and close to charming local parks like Azalea Park and Walter Fuller Park. Whether you’re looking for a forever home or a perfect Florida getaway, this home offers the lifestyle you've been dreaming of. Schedule your private tour today and see why this stunning corner-lot oasis is truly one-of-a-kind!
Source: STELLAR #TB8374978
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.