5800 Lake Murray Blvd Unit 83 Unit 83 La Mesa, CA 91942
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About this home
Welcome to this charming 2-story, 2-bedroom/1.5-bath townhome near serene Lake Murray with your own private garage and in-unit laundry. This beautifully updated home offers a recently renovated kitchen, complete with oversized quartz countertops and stainless steel finish appliances. The property boasts smooth textured ceilings and upgraded vinyl plank flooring throughout the downstairs, seamlessly connecting the living, dining, and kitchen areas, which lead out to the spacious private courtyard (approx. 15' x 18') providing an ideal space for outdoor living and relaxing in style, or for your favorite gardening activities. The primary bedroom offers a private balcony where you can savor your morning coffee while enjoying a gentle breeze and picturesque surroundings, as well as views of Mount Helix in the distance. The well-maintained community amenities include a pool and spa, tennis court, basketball and pickleball, and two separate playgrounds for the kids, and a community room for larger get togethers. Conveniently located near Lake Murray, Mission Trails Regional Park and Cowles Mountain, residents can easily indulge in outdoor activities such as hiking, biking, and tennis or simply taking a leisurely stroll around the lake. With its prime location, this townhouse offers effortless access to shopping, dining, and entertainment with Grossmont Center located nearby, as well as close proximity to groceries and most of life’s other necessities. Additional features include: soft-closing cabinets & drawers in the kitchen; ceiling fans in the living room and both bedrooms; dual paned windows throughout; plantation shutters; stacked stone backsplash; stainless steel finish appliances; spa bathtub; new water heater; additional storage under the stairs; upgraded upstairs bath with travertine style tile floor and shower.
Source: CRMLS #250037993SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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