5806 Heather Vw San Antonio, TX 78249
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About this home
OPEN HOUSE Saturday & Sunday, Oct 18th-19th! VA Loan at 2.75%! Qualified buyers can sidestep the typical mortgage process and assume the seller's existing loan-saving thousands annually! Spacious comfort, thoughtful upgrades, and a prime location come together in this beautifully maintained home. The primary suite is located downstairs and features a large walk-in shower, while upstairs you'll find three generous secondary bedrooms and a large loft, perfect for additional living space, a game room, or a home office. The living room offers a cozy fireplace, and the home includes practical upgrades such as a 2023 A/C, a water softener, and central vacuum system. Outside, enjoy a secluded, low-maintenance backyard that provides a quiet retreat without the upkeep, and new sod in the front yard, complete with sprinkler system. This neighborhood is known for its excellent amenities, including a community pool, tennis and pickleball courts, and beautiful green spaces for residents to enjoy. Located in Northwest San Antonio, this home offers unbeatable convenience, just minutes from University Health System, major shopping, The Rim, La Cantera, Costco, Huebner Oaks Shopping Center, UTSA, and USAA. Enjoy easy access to top shopping, dining, medical facilities, and major employers in one of the city's fastest-growing areas.
Source: SABOR #1885163
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.