5809 Fir Tree Ln Fort Worth, TX 76123
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About this home
Step into modern comfort in Llano Springs, where convenience and community meet in this beautifully presented brick home. The open layout welcomes you with natural light and invites effortless living. The kitchen shines with granite countertops, a generous island, crisp white cabinetry, stainless steel appliances, and a gas stove ideal for everyday meals or entertaining. Luxury vinyl plank flooring flows through the main living areas for both style and easy upkeep. Your private primary suite feels like a retreat, featuring an ensuite bathroom with dual vanities, a soaking tub, separate shower, and a spacious walk-in closet. Three additional bedrooms offer flexibility for guests, a home office, or hobbies. Step outside to the fully fenced and easy to maintain backyard, complete with a covered patio, perfect for quiet evenings or casual gatherings. This home is part of the Llano Springs HOA, which offers a community pool, clubhouse, and scenic greenbelt areas. Located in southwest Fort Worth, you are just minutes from shopping, dining, parks, and major roads for quick commuting. Families will appreciate the proximity to June W. Davis Elementary within a short distance of the home. With a two-car garage, thoughtful floor plan, and inviting curb appeal, this home offers comfort, convenience, and community. Schedule your showing today to see everything it has to offer.
Source: NTREIS #21097986
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.