5817 Buxton Dr Chester, VA 23831
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About this home
PERFECT FOR ENTERTAINING! Be Sure to check out this Lovely Dutch Colonial home in the highly sought-after Buxton community—just minutes from shopping, dining, medical facilities, and easy interstate access. This 4-bedroom, 2-bath home is nestled on a private lot and features a sparkling inground pool with a brand-new liner, perfect for summer fun and entertaining. The home boasts a spacious front yard with ample parking, a long paved driveway, and a rear-entry one-car garage. The fully fenced backyard includes a large privacy fence and expansive pool deck. Major updates include a new septic tank, offering peace of mind for years to come. Inside, you're welcomed by a charming foyer with hardwood floors and elegant trim. The formal dining room features wood flooring, natural light, and a stylish barn slider door. The oversized family room has plush carpet, a large picture window, and flows seamlessly into the eat-in kitchen. The kitchen is a true heart of the home, complete with a charming brick wood-burning fireplace, tile floors, abundant cabinetry, stainless steel appliances, breakfast bar, tiled backsplash, built-in desk area, and beautiful views of the backyard and pool. The first-floor primary suite offers hardwood floors, built-in desk, great light, and a lovely ensuite bath. Upstairs, you'll find three generous sized bedrooms, all with easy access to a large hall bath. One of the bedrooms connects to a huge walk-in attic—ideal for storage or future expansion. The full basement features a large rec room with a brick fireplace, laundry area, and access to an unfinished space perfect for a workshop or additional storage, leading directly to the garage. This home offers the perfect blend of comfort, space, and functionality—ideal for hosting pool parties, summer BBQs, or simply relaxing with a good book. A must-see!
Source: CENTRALVIRGINIA #2527593
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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