58189 Sunny Sands Dr Yucca Valley, CA 92284
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About this home
Desert Oasis with 5 Acres, Solar & Equestrian Potential!If you're looking for a horse property with incredible potential or a wonderful desert home surrounded by wide-open space and breathtaking mountain views, look no further! This wonderful single-story desert oasis sits on a sprawling 5-acre lot and offers fully paid SOLAR power, a BONUS ROOM, and countless upgrades inside and out.Step inside to a warm and welcoming living room centered around a wood-burning stove, perfect for cozy desert evenings. The space opens seamlessly to a spacious chef's kitchen, featuring abundant cabinetry and counter space, double ovens, a sleek range top, custom tile backsplash, modern pendant lighting, and a dishwasher for everyday convenience. Just off the kitchen sits a well-appointed laundry room with additional storage cabinetry. A versatile bonus room connects to the carport, offering the ideal setup for a mudroom, creative studio, home gym, or office -- the possibilities are endless.The primary suite features a spacious walk-in closet with vanity area and an en-suite bath with dual sinks and an updated shower. The guest bedroom is generously sized, ideal for family or visitors.Step outside and discover endless possibilities on this expansive, flat and usable 5-acre lot -- ideal for horses, recreation, or future expansion. There's ample space to design your dream equestrian setup, with room for a large arena, round pen, barn, corrals, and more. The property also features a fenced area ready for an above-ground pool and a patio perfect for soaking up the sun or watching the kids play. After a long day, unwind in the spa beneath the starry desert sky, relax on the patio, or entertain guests while taking in the tranquil desert landscape and sweeping mountain views.Additional highlights include:Fully owned solar system for energy efficiencyNew mini-split system and swamp cooler -- very economicalNewer carpet with extra padding and newer subfloor in kitchenFreshly painted interior400 sq. ft. ''Man Cave'' / workshopTwo metal containers with roll-up doors used as horse shelters, adjoining an 18x20 covered shelter (ideal for box stalls)Dog run and so much more. Buyer to verify and perform their own due diligence regarding all aspects of the property, including but not limited to permits, usage, zoning, and square footage. Agent and/or seller make no warranties, representations, or guarantees regarding the information provided.
Source: CRMLS #219136764DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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