5819 Bent Grass Dr Valrico, FL 33596
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About this home
$50,000 price adjustment! Welcome to this stunning 5-bedroom, 3.5-bath pool home located in the highly sought-after 24 hr. gated guarded River Hills Country Club! Situated on an oversized private half-acre lot is perfectly situated backing up to a peaceful conservation area with a system of walking trails, offering direct access to nature-filled adventures right from your doorstep. This home offers the perfect blend of luxury, space, and tranquility. Step inside through elegant double doors to find brand-new luxury vinyl flooring throughout. The spacious living and dining areas feature oversized sliding glass doors that open to a screened-in pool, with the scenic conservation views providing a beautiful, private backdrop. This thoughtfully designed split floor plan offers the primary suite and an additional bedroom on one side of the home, while three secondary bedrooms are located on the opposite wing, ideal for privacy and functionality. The expansive primary suite includes direct access to the pool, a spa-like bath with dual vanities, Jetted Garden tub, separate shower, and a generous walk-in closet. The chef-inspired kitchen boasts stainless steel appliances, Corian countertops, a glass tile backsplash, a walk-in pantry, and abundant counter space, along with a breakfast bar and dinette area. Recent upgrades include a new HVAC (2025), new refrigerator and microwave (2025), new pool filter (2025) and roof (2022). Additional highlights include ceiling fans in all bedrooms, a utility sink in the garage, and pull-down attic access for extra storage. River Hills is a premier gated golf course community offering an 18-hole championship course, clubhouse with dining and events, pro shop, and brand-new pickleball courts. Optional memberships are available for residents. Conveniently located near shopping, dining, and major highways, this exceptional home has it all. Don't miss your opportunity, schedule your private tour today!
Source: STELLAR #TB8410550
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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