5819 Dory Way Tampa, FL 33615
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About this home
Welcome to 5819 Dory Way, a stunning waterfront gem in the desirable Villages of Bayport. NO flooding from last years hurricanes. This impressive four-bedroom, two-bathroom home boasts 2,279 square feet of living space, with updated kitchen and baths, making this home perfect for both relaxation and entertaining. The great room features a combination of the dining and living areas, boasting porcelain tile flooring, a spacious bay window, and a sliding door that leads to the screened-in lanai pool area. This home also showcases an updated eat in kitchen equipped with granite countertops, new appliances, and a pantry. The family room is connected to the kitchen and includes an electric fireplace, complemented by large sliding pocket doors that open to the screened-in lanai, offering stunning views of the canal and a serene waterfall to enjoy the beauty of Florida living. A sun deck deck extends seamlessly from the screened in lanai which connects to the boat dock with a boat lift for storage of your boat, while providing an ideal outdoor space for relaxation and entertainment. It's perfectly designed for enjoying the scenic waterfront views, whether you're sipping morning coffee or hosting gatherings. With ample space for seating and outdoor activities, this area enhances your connection to the water, making boating and fishing easily accessible right from your own backyard. Experience breathtaking views, indoor-outdoor living and a lifestyle defined by leisure and convenience. Don’t miss the opportunity to make this waterfront oasis your home! The Villages of Bayport offer a vibrant community filled with engaging activities for residents. Enjoy the community yacht club, which host events like a festive holiday boat parade, wine tastings, and an Easter parade for children, fostering a sense of community. Its prime location is another fantastic perk, situated just about 15 minutes from Tampa International Airport, as well as a variety of restaurants, shopping options, theaters, sporting events, downtown, South Tampa, and beautiful beaches. Experience the perfect blend of community spirit and convenience in your new Florida tropical oasis!
Source: STELLAR #TB8437427
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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