582 Clarence Muse Loop Perris, CA 92570
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About this home
***$10,000*** in BUYERS CLOSING COSTS paid by Seller. Welcome to this stunning single-story home in the desirable Seasons at Green Valley Ranch community! Built with modern living in mind, this nearly new home offers 3 spacious bedrooms plus a versatile office/flex room that can easily serve as a 4th bedroom. Step inside to discover stylish upgrades throughout, including custom paint, luxury vinyl plank flooring, and recessed lighting. The open-concept floor plan seamlessly connects the great room, dining area, and gourmet kitchen, perfect for entertaining and everyday living. The kitchen is a showstopper, featuring custom cabinetry, a large center island, granite countertops, stainless steel appliances, and elegant pendant lighting. The private primary suite includes a generous walk-in closet and an ensuite bath with dual sinks and a walk-in shower. Two additional bedrooms are generously sized and share a well-appointed full bathroom with upgraded cabinetry and lighting. Enjoy indoor-outdoor living with double sliding doors that lead to a beautifully designed backyard. Highlights include a built-in covered patio, low-maintenance artificial turf, a custom gazebo with lighting, a built-in fire pit, and attractive hardscaping, ideal for hosting guests or relaxing with family. Block walls and vinyl fencing provide privacy and a finished look. Don’t miss your chance to own this beautiful home in a growing and vibrant area of Perris. Schedule your private tour today!
Source: CRMLS #TR25218094
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.