5822 Longview St SW Massillon, OH 44646
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About this home
Welcome to this updated brick ranch home in Perry Local Schools. The layout features three bedrooms and two bathrooms, including a master with a half bath. When you walk through the front door, you are greeted by a living room that opens directly into the kitchen. The home has been fully renovated and is move-in ready. Updates include new carpet, new lighting, and all new appliances. A cozy wood-burning fireplace adds warmth to the main level, and for added convenience, a gas line has already been installed if the buyer wishes to convert from wood to gas. The basement is partially finished, waterproofed in 2023, and comes with a transferable warranty for the new owner. Additional improvements include new windows, a newer roof completed in 2023, and exterior updates such as new flashing, new downspouts, new gutters, and gutter guards installed in 2025. A reverse osmosis system for the refrigerator and upstairs sink was added in 2024. Outside you’ll also find a storage shed for extra space. This home is ready for its next owner to move in and enjoy with peace of mind knowing everything has been taken care of.
Source: MLSNOW #5166519
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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