$1,275,000

5823 Old Crain Hwy Upper Marlboro, MD 20772

$5,406/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to this exceptional 8,334 sq ft custom home, thoughtfully designed and meticulously maintained by its original owners. Nestled on 2.4 acres of beautifully balanced lawn and mature trees, many planted by these owners, this residence offers luxury, comfort, and privacy in equal measure. Upstairs, each of the four spacious bedrooms boasts its own en-suite bath and walk-in closet, including a lavish primary suite featuring a custom dressing room and two newly remodeled walk-in closets. "The spa-like primary bath is both expansive and calming, designed to make morning and evening routines feel effortless. The bedroom is grand and allows for relaxation, featuring a double-sided gas fireplace that separates the sitting area from the rest of the room. The main level invites you to relax and entertain with ease, featuring a welcoming living room, a private study, and a holiday-sized dining room perfect for special gatherings. The heart of the home is a unique and expansive kitchen, featuring generous cabinetry, dual pantries (including a walk-in), an oversized island with seating, and a sunny breakfast area that seamlessly flows into the family room. Here, walls of windows and “smart” shades illuminate stunning tigerwood floors, complemented by a cozy gas fireplace and ceiling fans. A glorious sunroom offers peaceful views of the lush grounds, while the large deck—with romantic post and stair lighting—sets the stage for outdoor entertaining. The fully finished walkout basement adds a bedroom, full bath, and game room. Additional highlights include front and rear staircases, a 3-car attached garage plus a 3-car detached garage, solar driveway lighting, extensive parking, and designer lighting at the exterior front. The sellers have spared no effort in updating and lovingly maintaining this beautiful home. This home has undergone the following improvements: Roof, gutters, and gutter guards (2020), A/C compressor (2022), Gas Furnace (2022), main house garage doors (2022), Hardwood Floors (2017-2024), and Solar Drive lighting (2025). Be sure to click on the virtual tour icon for the interactive floor plan, and contact your Realtor today to schedule your private tour. Aerial overview is in the documents.

5 bedroom
5.5 bathroom
9,265 sqft
2.42 acres
Single Family
Built in 2002
6 car garage
Air conditioning
Fireplace

Source: BRIGHT #MDPG2160896


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 06:16 pm
Listing agent: Susan C McFarland (240) 460-0747
Listing provided courtesy of: RE/MAX Realty Group (301) 258-7757
Details provided by BRIGHT and may not match the public record.
MLS ID: #MDPG2160896
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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