5829 W Ohio St # 1 Unit 1 Chicago, IL 60644
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About this home
Welcome to this enchanting Victorian gem nestled in the vibrant Austin neighborhood. Presenting 5829 W Ohio St, a residence where historical charm meets modern elegance, creating a sanctuary that's both luxurious and inviting. As you approach this stately home, the fully fenced yard whispers promises of privacy and tranquility. The exterior, with its recent siding, gutters, and roof updated in 2025, ensures a pristine presentation and peace of mind for years to come. Inside discover a world where every detail has been meticulously rehabbed in 2021, offering a harmonious blend of classic architecture and contemporary finishes across a generous 2266 sq feet of living space. The home's four bedrooms and three baths provide ample room for family and guests, each space is bathed in natural light that dances across the hardwood floors. The bonus room on the finished third floor could make a great home office or playroom. The heart of the home, the living room, boasts a decorative fireplace that serves as a focal point, inviting you to gather and create memories. The sensory experience continues as you move through the home, with each room exuding warmth and character. The primary bedroom suite is a retreat within itself, featuring its own decorative fireplace, adding an air of romance and sophistication. The ensuite bath promises a spa-like experience, where you can unwind in serenity after a long day. The fully fenced yard beckons you outside, offering a canvas for garden parties, summer barbecues, or simply a peaceful cup of morning coffee surrounded by the gentle rustle of leaves. For those with vehicles, the convenience of a 2-car garage means coming and going is a breeze. And when it's time to explore beyond your abode, the close proximity to the train, Forty Acres fresh market and the delightful Oak Park neighborhood ensures that adventure and amenities are just a few blocks away. Coming soon just a few blocks away are the new Sound Cafe as well as Batter & Berries Restaurant. 5829 W Ohio St is more than a home; it's a lifestyle waiting to be cherished. Don't miss the opportunity to make this dreamy Victorian home your own.
Source: MRED #12503744
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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