583 Buttonwood Loop Yulee, FL 32097
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About this home
Now is your chance to join the WILDLIGHT community just walking distance from the elementary school and YMCA. Two-story plan featuring 4 bedrooms, 2.5 bathrooms, PLUS an office! Open concept with an abundant amount of natural light. Kitchen features quartz tops, white cabinets with crown molding, and natural gas stainless steel appliances. Downstairs offers large under-stair storage, built in fireplace, shiplap wall, half bath, walk-in pantry, and office. Upstairs has a loft, 3 guest bedrooms, laundry, and the master. Master suite includes tray ceiling, garden tub, walk-in shower and walk-in closet. Other upgrades include extended garage, quartz counter tops throughout, gas tankless water heater, and fenced in backyard. Only 20 minutes to beautiful Amelia Island or the Jacksonville International Airport! Organized resident events, bike trails, parks, YMCA, School, new Publix and UF Health are all also at your disposal. Come see all that this home and community has to offer!
Source: REALMLS #2115869
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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