58350 Carlyle Dr Yucca Valley, CA 92284
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About this home
Welcome to this beautifully maintained 3-bedroom, 2-bath home nestled in the desirable Sky Harbor neighborhood of Yucca Valley, a peaceful, upscale pocket known for its wide streets, pride of ownership, and proximity to both town conveniences and Joshua Tree National Park. Spanning 1,690 square feet, this residence has been lovingly cared for and thoughtfully updated, offering comfort, style, and functionality in every detail. From the moment you step through the entryway, a mosaic tile inlay sets an elegant tone. The home features oversized ceramic tile floors in the kitchen and halls, new carpet and padding in the living areas and bedrooms, and a new HVAC system with upgraded ducting for year-round comfort. The spacious living room welcomes you with vaulted ceilings, abundant southern natural light, and a stone-faced fireplace with a new pellet insert and blower, the perfect centerpiece for cozy evenings. The expansive kitchen is a chef’s dream, offering solid honey oak cabinetry, stainless steel appliances including a double oven, a glass tile backsplash, and a sink overlooking the backyard. With an eat-up breakfast bar and a walk-in pantry, there’s no shortage of storage or counter space. A dining area just off the kitchen opens through new sliding glass doors to the backyard, creating a seamless indoor-outdoor flow ideal for entertaining. The guest bathroom features a long vanity with ample counter space, a shower/tub combo, and designer glass tile backsplash reaching to the ceiling. Both guest bedrooms are generously sized with ceiling fans, new carpet, and great natural light. The primary suite offers vaulted ceilings, plush carpet, and a private bath with a large walk-in shower and tile countertops.Step outside to your private backyard oasis, a north-facing covered patio perfect for lounging in the shade, an above-ground pool with wood decking, and lush desert landscaping accented by fruit trees and a storage shed. The yard is fully fenced and thoughtfully designed for low maintenance living. Additional highlights include a 30-amp RV hookup with clean-out and new retaining walls in the front yard, adding both function and curb appeal. Ideally situated just minutes from shopping, dining, and highly rated schools, this home also offers quick access to the Black Rock hiking trails, Joshua Tree National Park, and the vibrant arts and dining scene of downtown Yucca Valley. This home is prefect for a full time residence or desert retreat.
Source: CRMLS #JT25249448
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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