584 Eleanor Pl Hayward, CA 94544
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About this home
This is the location you've been waiting for! Situated in Hayward's sought-after Fairway Park neighborhood, this move-in ready home is nestled in a peaceful cul-de-sac with a wonderful sense of community. Your 3 bedroom, 2 bathroom home has fresh paint inside and outside, newly refinished hardwood floors, double-pane windows, elegant crown molding, and an updated kitchen with granite countertops and custom solid oak cabinets. Your primary bedroom features a private bathroom, and your living and dining areas open to a covered patio through sliding glass doors, making it easy for your family and guests to enjoy the spacious, fully-fenced back yard. The lush lawns are a perfect place to play, and the hot tub is your chance to relax at the end of a long day. Grocery shopping will be a breeze thanks to the attached garage with interior access to the kitchen, and the big driveway is convenient for extra parking or more room for outdoor play. Simply put, life is easier and happier in this single-level home that is close to parks, schools, shopping, dining, and hiking trails with views of the Bay. The convenient location offers great commuting options, with easy access to big tech companies, BART, AC Transit, I-880, I-92, and the Dumbarton Bridge. Congratulations - you found the one!
Source: CRMLS #41115310
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.