584 Oak Ct NW Conyers, GA 30012
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About this home
Welcome home to this beautifully maintained traditional Colonial-style brick residence, perfectly situated on OVER AN ACRE in a quiet cul-de-sac. Greeted by charming curb appeal, established landscaping, welcoming front stoop, and a spacious driveway with an extended parking pad leading to a rare four-car garage, offering incredible storage and flexibility. Step inside the foyer to find hardwoods, fresh paint throughout, and an inviting layout with a large flex space and formal dining area. The family room boasts a floor-to-ceiling brick fireplace, creating a warm and inviting space just off the kitchen. The kitchen features new granite countertops, an island, wall oven, built-in desk and workspace areas, and a lovely garden window overlooking the private backyard. Upstairs, the primary suite offers a huge closet and a walk-in shower, while two additional bedrooms share a full bath. Outside, enjoy the peaceful setting of your spacious backyard surrounded by shade trees and seasonal foliage. A blank canvas ready to be customized to fit your lifestyle! Add a pool, garden, fire pit, or entertaining area to make it your personal space to relax. A shed provides extra storage, while the detached two-car garage with a workshop and electricity adds even more versatility. The partially finished back portion offers potential to convert into a guest suite, pool house, or multi-generational living space. Located just minutes from schools, major highways for an easy commute, Old Town Conyers, the Georgia International Horse Park, golf courses, hospitals, shopping, dining, and year-round entertainment. This home blends classic charm, space, and convenience in one remarkable package!
Source: FMLS #7668436
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.