586 Harvard Ct Lindenhurst, IL 60046
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About this home
Your search ends here! Nestled on a cul-de-sac in the Heritage Trails subdivision, this stunning 5-bedroom, 3.5-bath home on a .32-acre lot will take your breath away. This home features nearly 3,000 sq. ft. of finished living space and is in the Millburn School District and Lakes Community High School district, this home has been meticulously cared for by its original owner and thoughtfully updated throughout. Step into a sun-filled kitchen featuring 42-inch cabinets, stainless steel appliances (2022), and a 6-burner stove (2023), opening to a large deck and patio overlooking a private wooded backyard with mature trees, a playset, shed, and brick path. The main level includes a cozy family room with a gas fireplace, formal living and dining rooms, a powder room, and an attached two-car garage. Upstairs, you'll find four spacious bedrooms, including a generous primary suite with walk-in closet and private bath, a freshly painted hall bath (2025) with a replaced toilet (2018), and a convenient second-floor laundry with LG washer and dryer (2020). The finished basement offers incredible versatility with a large rec room, surround sound, kitchenette with full refrigerator, fifth bedroom, full bath, and a bonus room ideal for a home office or studio - or perfect as an "in-law suite" or extended-stay arrangement for guests. You'll love all the additional storage that includes a full wall of closets and a utility room with a built-in workbench and slop sink great for hobbies or home projects. Extensive updates ensure peace of mind for years to come, including a full roof tear-off for the home and shed in 2018, new vinyl siding with gutters and screens in 2018, Lennox furnace and 2-phase A/C in 2020, water heater in 2018, sump pump in 2019 with battery backup in 2022, and a new garage door with opener in 2015 and 2018 respectively. Interior and exterior improvements continue with fresh paint on the first floor (2025), master suite and bath (2024), and upstairs hall bath (2025). The porch and deck were painted in 2025, the ceiling fan in the family room replaced in 2024, the shed floor and doors replaced in 2020, and the driveway seal-coated in 2025. Kitchen appliances were updated in 2022 with an Amana microwave and dishwasher, LG refrigerator, and GE stove/oven. HVAC, plumbing, and electrical systems have been professionally maintained by Althoff Home Services since 1995. Located within walking distance to Millburn West Middle School, across street from Heritage Trails Park and just blocks from Oak Ridge splash pad and McDonald Woods Forest Preserve, this home combines nature, comfort, and convenience with quick access to I-94 and US-41. Thoughtful updates, a versatile floor plan, and timeless design make this Lindenhurst gem the perfect place to call home. Floor plans in photos. Schedule a showing today!
Source: MRED #12482629
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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