5862 Kate Chopin Pl White Plains, MD 20695
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About this home
Bold, modern, and made for real life - this Stonehaven townhome delivers style without the fuss. From the first step inside, the 9’ ceilings and open flow set the tone: airy, polished, and ready for everything from cozy nights into lively gatherings. Luxury vinyl plank runs the main level, grounding the space with durability and warmth. It’s the kind of home that feels effortless from day one. The entertainer’s kitchen is the heartbeat of the main level, anchored by a large island with bar seating, sleek stainless appliances, gas cooking, and clean, modern finishes. Whether it’s coffee for two or dinner for ten, this is where people linger. Sightlines spill into the dining and living spaces, so you’re always in the conversation. Upstairs, the primary suite is your recharge zone, spacious, sunlit, and complete with a walk-in closet and a private ensuite bath. Two additional bedrooms and a well-appointed full bath keep mornings moving smoothly. Everything has its place and then some. Need flexibility? The lower level is your blank canvas. Create a media lounge, home office, gym, or convert to a fourth bedroom if you need it. With a convenient half bath, walkout access to a fully fenced backyard, and substantial storage, this level evolves as your life does. An attached garage adds everyday ease with secure parking, extra storage, no compromise. Beyond your front door, Stonehaven lives like a private resort with a community pool, clubhouse, fitness center, and playground. Shopping, dining, and medical services are minutes away, with well-rated schools nearby. Commuting is also a breeze with quick access to the Capital Beltway, Washington, D.C., Northern Virginia, Annapolis, and Baltimore. Schedule your private tour today - homes this turnkey and at this price don’t last long.
Source: BRIGHT #MDCH2047982
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.