59 Creekside Blf Hiram, GA 30141
Your savings
About this home
This your chance to own this STUNNING 4-Bedroom Home in Creekside Golf & Country Club - A True Gem! Welcome to this beautifully updated home nestled in the desirable Creekside Golf & Country Club community in Hiram, Georgia. This residence offers a harmonious blend of modern upgrades, spacious living areas, and a prime location in a vibrant, amenity-rich neighborhood in the South Paulding High School District. KEY FEATURES: Gourmet Kitchen: Enjoy cooking in a kitchen adorned with elegant quartz countertops and custom wood cabinetry, providing both style and functionality. Elegant Flooring: The main floor boasts stunning bamboo hardwoods, adding warmth and sophistication throughout the living spaces. Vaulted Living Room: Relax in the expansive living room featuring 12 ft ceilings and a striking stone-stacked fireplace, creating a cozy yet grand atmosphere. Private Owner's Suite: The main-level owner's suite offers a peaceful retreat with a bay window and a spacious ensuite bathroom complete with a double vanity and glass framed shower and soaking tub. Finished Basement: The fully finished basement adds approximately 800 sq ft of living space, including a large open area making a great space for a secondary living area or an exercise room with French doors leading to the fenced backyard and an additional finished room of about 500 sq ft, perfect for a home office, gym, or playroom. The unfinished basement has all the storage you will need plus a perfect workshop area! The shed out back provides additional space for all the landscaping equipment. MODERN UPDATES: Peace of mind comes with recent updates, including a new roof, water heater, and an AC Unit all replaced within the last 2-4 years. The deck was also replaced during this timeframe. OUTDOOR LIVING: Step outside to a private, fenced backyard, ideal for entertaining or enjoying quiet moments. The home is situated just off the tranquil cul-de-sac, ensuring minimal traffic and added privacy. Community Amenities: LIVING IN CREEKSIDE Golf & Country Club means embracing a lifestyle of leisure and recreation. Residents have access to: 18-Hole Golf Course: Perfect your swing on the beautifully maintained course that winds through the community. Country Club Restaurant: Close by for an easy meal. Community Activities: Throughout the year, there is trivia, junior golf, meet and greets, or host your own party at the clubhouse! Swimming Pool: Take a dip in the sparkling pool, ideal for relaxation and social gatherings. Tennis Courts: Stay active and enjoy friendly matches on the community's tennis courts. Clubhouse: The clubhouse serves as a hub for social events and community activities, fostering a strong neighborhood spirit. PRIME LOCATION: Conveniently located near shopping, dining, and entertainment options, this home offers both tranquility and accessibility. Whether you're looking to relax at home or explore the vibrant community, this residence provides the perfect setting. 6 miles from White Oak Park, Publix,and South Paulding HS, 2 miles from Kroger and Ingles, and 10 minutes to I-20. Don't MISS the VIRTUAL TOUR: LINK: https://youtu.be/4bnL6LElfvY
Source: FMLS #7672679
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.