5902 Akin Pl San Antonio, TX 78261
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About this home
MUST SELL REDUCED PRICE BY $30,000 Fall in Love with This Warm and Welcoming Home in Wortham Oaks! Welcome to this beautiful 3,590 sq ft home, built in 2013, perfectly situated on a spacious corner lot in the gated community of Wortham Oaks. From the moment you arrive, you'll feel the comfort and care that make this house a true home - a place where you can Love Where Home Is. Enjoy peaceful mornings or relaxing evenings on the charming front balcony, or spend time with loved ones in the spacious backyard. Inside, the open-concept design brings people together, with a kitchen made for the family chef - featuring granite countertops, stainless steel appliances, an oversized island, and abundant cabinet space for all your cooking and entertaining needs. The primary bedroom is privately located downstairs, providing a cozy retreat complete with a spa-like ensuite bath and large walk-in closet. Upstairs, you'll find three additional bedrooms, a full bath, and a spacious game room ideal for family fun, movie nights, or play space. Additional features include: Wood-look tile flooring in main living areas Upgraded lighting fixtures that enhance the home's charm Energy-efficient features for year-round comfort Corner lot with front balcony for added outdoor enjoyment Wortham Oaks offers the peace of a gated community plus great amenities, including a community pool, basketball court, and walking trails all in a neighborhood where neighbors become friends. Judson ISD schools: Wortham Oaks Elementary Kitty Hawk Middle School Veterans Memorial High School Note: Please verify room measurements. Don't miss your chance to own this beautiful home where love, safety, and comfort come together - a place where you can truly Love Where Home Is.
Source: SABOR #1878092
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.