5902 Bermuda Ln Naples, FL 34119
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About this home
STUNNING OAKMONT "CROWN JEWEL" OF ISLAND WALK! REMODELED ($150,000+/-) PARTIALLY FURNISHED 3 BEDROOM, DEN, 3 BATH, 2 CAR GARAGE, POOL HOME WITH COMPLETE (PAID) SOLAR SYSTEM FOR EXTREME ENERGY SAVINGS ($THOUSANDS IN SAVING YEARLY). SHOWS LIKE A DESIGNERS SHOWCASE HOME. BEAUTIFUL CUSTOM MEXICAN "TERRA-COT TA" TILE FLOORS THROUGHOUT MAIN LIVING AREAS AND RICH "ROSEWOOD" WOOD FLOORING IN THE BEDROOMS. OPEN FLOOR PLAN WITH 12' CEILINGS AND LOTS OF GLASS WINDOWS AND SLIDERS KEEPS HOME LIGHT-BRIGHT-SUNNY ALL YEAR ROUND. "CHEFS" Kitchen with all Wood Cabinetry, Level 5 Granite Tops, All Stainless Steel High End Appliances. MASTER BEDROOM HAS HIS & HERS WALK-IN CLOSETS, 2 COMPLETE SEPARATE HIS & HERS BATHROOMS, GRANITE SINKS AND ALL TILE AND GLASS WALK-IN SHOWER. Pool, is custom designed HEATED (new) with all paver pool deck and paver tile on Lanai. This is a corner "OVERSIZED" lot with "LUSH" LANDSCAPING throughout both the front and back of the home. With all the custom landscaping, "PRIVACY" is the key word for this home in the Community! Located close to entry gate, makes for easy IN & OUT access to the Community, very important with the size of the Community and even better a short walk to TOWN-CENTER. Low HOA fees gives you upgraded HD TV and Internet Service and amenities galore which include and a Town Center with 2 resort-style community pools, 8 lighted "HAR-TRU" tennis courts, BOCCE COURTS, BEAUTIFUL HEALTH & WELLNESS CENTER, STAFFED,FULL SERVICE RESTAURANT, GAS STATION, HAIR & NAIL SALON and POST OFFICE. Community is close to all the best of Naples, including the Beaches, Restaurants, Churches, Hospitals and Entertainment. Only 7 miles to the breathtaking “white sand” gulf beaches. Come and see for yourself what Resort Living is like! HOME COMES WITH A ONE YEAR "HOME WARRANTY" FOR TOTAL BUYER COMFORT. THIS HOME MUST BE SEEN!
Source: FORTMYERS #225051062
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.